Key Responsibilities
- Risk assessment at insurance application for selected risks to determine their acceptability or otherwise and to guide underwriters on the exposure(s) inherent in the risk(s).
- Inspect property and machinery so as to assess the exposure to hazards and hence assist the underwriters maintain quality risks in our books.
- Collate and assess risk information on site, including capturing photographic evidence, estimating the nature, size and frequency of possible losses throughout the insured’s entire operations etc.
- Prepare detailed reports, with risk recommendations and safety improvements to create a basis for reducing or completely eliminating risks.
- Compile data that influence the determination of premium rates to provide management with a basis for decision-making on measures to be taken and continuous reporting on changes in the basis for the estimation of risk.
- Develop safety programs compatible with the needs and resources of policyholders providing the best control methods (standards) for various exposures.
- Accompany underwriters on site visits to help with their training and development.
- Conduct safety programs to company staff by informing on safety standards and regulations.
- Advise clients on site on opportunities and savings on risk improvement programmes.
- Keep up to date with technical aspects affecting risks e.g. trade processes, legislation and hazardous material.
- Training on risk management to sales, underwriting and claims staff
- Process payment of external surveyors
- Embrace governance requirements with respect to KYC/AML/Data protection requirements per governing Acts.
Qualifications
- Bachelor’s degree in engineering (Preferably Civil or Mechanical), Insurance or risk management course
- Insurance knowledge will be an added advantage
Experience
- At least 1 year experience in assignments incorporating risk management
Competencies ·
- Knowledge of insurance concepts
- Knowledge of underwriting processes and procedures
- Technical competence in underwriting insurance risks
- Knowledge of insurance regulatory requirements
Application Procedure
If you meet the above requirements, you are encouraged to forward your application and updated CV to vacancies@heritage.co.ke by 20th July 2025. Clearly state the job title on the subject heading. Liberty Kenya is an equal opportunity employer and actively encourages diversity.
Please note that only shortlisted candidates will be contacted. Personal data collected will be used for recruitment purposes and in accordance with the privacy statement on our website https://www.liberty.co.ke.