OB TITLE: Credit Analyst
JOB OBJECTIVE(S)
§ Providing administrative support to Credit /Risk Management
§ Review all credit requests and ensure compliance with standard regulations before
disbursement
DUTIES & RESPONSIBILITIES
§ Review and appraise all credit requests
§ Generate monthly statutory reports on credit reviews
§ Ensure compliance with all credit approval processes and procedures
§ Review deal memos and product programs with the view of optimizing credit facilities
and products
§ Confirm risk ratings of all customers and advice business offices on appropriate steps to
take
§ Carry out all assigned tasks by the Chief Credit Officer
KEY PERFORMANCE INDICATORS
§ Minimum turnaround time for credit processing
§ Adherence to the bank’s policies and processes
§ Value addition to credit requests
§ High internal and external customer satisfaction index
§ Compliance with internal and external policies and regulations
§ Additional KPIs as captured on Performance Management
JOB REQUIREMENTS
Education
Minimum of Bachelors’ Degree with a professional qualification in CPA/ACCA
Experience:
Minimum of 3 years banking experience in a similar capacity
KEY COMPETENCY REQUIREMENTS
Knowledge:
§ Deep knowledge of credit analysis.
§ Deep knowledge of UBA’s credit culture.
Policies and procedures
§ In-depth industry and product knowledge
§ Computer literate with good
understanding of Excel.
§ Good knowledge of regulatory policies
Skill/Competencies:
§ Minimal loan loss provision.
§ Prompt and accurate reporting.
§ Compliance with approved turnaround
time for credit processing.
§ High internal and external customer
satisfaction index.
§ Compliance with internal and external
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